Amir B.
Founder & CEO
15 years in Malaysian consumer lending — previously a product lead at a BNM-regulated bank. Started MyTrustCredit after watching family members get scammed by Ah Long.
About us
We lend directly to Malaysians, as a KPKT-licensed moneylender.
MyTrustCredit exists for the 30% of Malaysians turned down by traditional banks but who deserve better than an Ah Long. We lend, fast and transparently, under KPKT Licence No. WL1234/5678.
Mission
Safer direct lending for everyone
Every year, thousands of Malaysians borrow from unlicensed sources because banks move too slowly or say no outright. The consequences — harassment, intimidation, spiralling debt — are devastating.
Our mission is simple: give every Malaysian a fast, transparent, PDPA-safe licensed moneylender they can trust directly. No upfront fees. No judgement. No Ah Long. Ever.
How our underwriting works
Under the hood of MyTrustCredit
We're not a broker moving paperwork. We're a licensed moneylender with an in-house underwriting team.
- 1
You apply
Submit the 2-minute form. We encrypt every sensitive field the moment it hits our servers.
- 2
We score
Our underwriting engine scores your profile against MyTrustCredit's published risk criteria.
- 3
We approve
A MyTrustCredit loan officer reviews the file, approves, and prepares your Letter of Offer.
- 4
You choose
We send the offer directly to you. You review. You decide. You are never obligated to accept.
Leadership
The people behind MyTrustCredit
A small team of Malaysian fintech and compliance veterans, based in KL.
Siti L.
Head of Operations
Former compliance lead at a BNM-regulated bank. Runs MyTrustCredit's KPKT compliance and SLA programs end to end.
Rajesh K.
Head of Engineering
Ex-Grab staff engineer with deep experience in secure data handling and high-volume MY consumer apps. Owns our PDPA and security posture.
Milestones
Our journey so far
2024
Founded in Kuala Lumpur
MyTrustCredit Sdn Bhd is incorporated (SSM 202301012345-D) with a mission to cut Malaysians' exposure to Ah Long.
2025
First loan disbursed
MyTrustCredit issues its first KPKT-licensed loan and opens WhatsApp-first support in English, Bahasa Malaysia, and Simplified Chinese.
2026
50,000 applications processed
Hit a major milestone: 50k applications and RM 120M+ disbursed directly by MyTrustCredit. In-house team grows to support nationwide coverage.
- 100% KPKT-licensed moneylender
- Regulated by KPKT under Moneylenders Act 1951
- No upfront fees
Licensed & regulated
WL1234/5678
KPKT Licensed
Licensed moneylender
AES-256
PDPA 2010
Data encryption
202301012345-D
SSM Registered
MyTrustCredit Sdn Bhd
256-bit TLS
SSL Secured
End-to-end TLS
50,000+
Applications
Malaysians served
4.9 ★
Google Rating
1,247 reviews
Serving 50,000+ Malaysians
Recognized & trusted
Awards & press
Independent recognition from Malaysian and regional fintech bodies, plus coverage in trusted national media.
Also featured in
- The Edge
- theStar
- Malay Mail
- 星洲日报
- SAYS
Ready to apply with your licensed Malaysian moneylender?
Two minutes. No credit-score impact just to check. Hundreds of Malaysians apply with us every day.
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