Calculator
Know your monthly before you apply.
Adjust the amount and tenure. We'll show an indicative monthly — no commitment, no credit pull.
You want
RM 5,000
Monthly from
RM 433/mo
Based on typical profiles. Actual amount depends on your full application.
Tenure
Indicative. Final rate set after MyTrustCredit underwriting.
How it compares
Rates shown are typical Malaysian market ranges. Your actual MyTrustCredit rate depends on your CCRIS, income, and our underwriting decision.
| Product | Typical rate | Notes |
|---|---|---|
| MyTrustCredit direct loan | 4% – 12% p.a. | Fixed instalment · clear end date · KPKT licensed |
| Credit card | 15% – 18% p.a. | Revolving balance · compounds monthly |
| Bank overdraft | 8% – 10% p.a. | Requires collateral · approval can take weeks |
Example scenarios
RM 3,000 emergency
12 months @ 4% flat ≈ RM 260/month. Total payable ≈ RM 3,120.
RM 8,000 renovation
24 months @ 4% flat ≈ RM 360/month. Total payable ≈ RM 8,640.
RM 15,000 consolidation
36 months @ 4% flat ≈ RM 467/month. Total payable ≈ RM 16,800.
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Free. No credit score impact just to check. KPKT-licensed moneylender.
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Licensed direct lender
KPKT-licensed moneylender — WL1234/5678.
2-minute check
Under two minutes to see what you qualify for.
Up to RM 88 cashback
Credited after your loan is disbursed.