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Every answer below reflects our licensed, direct-lending practice. If anything here contradicts what a third party told you about us, trust this page — and flag it to our team on WhatsApp.

About MyTrustCredit

(5)

Loan basics

(5)

Rates & fees

(5)

Application process

(5)

Security & privacy

(5)

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Your questions, answered.

About MyTrustCredit

What is MyTrustCredit?

Do you lend money yourselves?

How does MyTrustCredit make money?

Who owns MyTrustCredit?

Are you regulated?

Loan basics

How much can I borrow?

What tenures are available?

What types of loans do you cover?

Will you approve me if I have bad credit?

Can I apply for more than one loan at a time?

Rates & fees

What interest rate will I pay?

Are there any upfront fees?

What hidden fees should I watch for?

Can I settle my loan early?

What happens if I miss a payment?

Application process

How long does the whole process take?

Do I need to upload documents?

Can I re-apply after rejection?

Can I withdraw my application?

How do I check my status?

Security & privacy

Do you sell my data?

Can I delete my data?

How is MyTrustCredit different from an Ah Long?

What if someone claiming to be MyTrustCredit asks for money?

How can I spot a phishing message?