Light sharer
10 friends · RM 3,000 loan
- Loan amount
- RM 3,000
- Base (0.5%)
- RM 15
- Max (1.5%)
- RM 45
Bronze tier — 1.0% applied on next disbursed loan.
Referral program
Refer 30 friends. Earn 1.5% cashback on your next loan.
Base cashback is 0.5%. Every friend who applies and gets approved brings you closer to the top 1.5% tier — triple the rate.
How it works
Three steps to cashback
Our referral tracking is operated manually by our team over WhatsApp — no bots, no gaming, no shady cookies.
- Step 1
Contact us on WhatsApp
Message our team. We'll confirm you're eligible (you must have a disbursed MyTrustCredit loan) and set up your personal referral link.
- Step 2
Share your link
Share your personalised WhatsApp link with friends and family. Each time someone you refer applies, our team attributes it to you.
- Step 3
Unlock higher tiers
Hit 10 approved friends for the Bronze rate, 20 for Silver, and 30 for the Gold 1.5% rate. Your next disbursed loan will be paid cashback at your highest unlocked tier.
Your progress
0 / 30Every approved friend moves the needle. Drag below to preview rewards.
0
10
20
30
At 0
0.5%
At 10
0.8%
At 20
1.2%
Max tier
1.5%
Earnings preview
What could you earn?
Your next loan amountRM 10,000
RM 500RM 20,000
- At 0.5% baseRM 50
- At 1.5% bonusRM 150
- Extra earningsRM 100
Indicative. Cashback is paid after your loan is disbursed.
Example earners
What typical earners receive
These are indicative. Your cashback depends on your next disbursed loan amount and your unlocked tier.
Active sharer
20 friends · RM 7,500 loan
- Loan amount
- RM 7,500
- Base (0.5%)
- RM 38
- Max (1.5%)
- RM 113
Silver tier — 1.2% applied on next disbursed loan.
Top tier
30 friends · RM 15,000 loan
- Loan amount
- RM 15,000
- Base (0.5%)
- RM 75
- Max (1.5%)
- RM 225
Gold tier — full 1.5% applied on next disbursed loan.
Program terms
The small print
Referral FAQ
Common questions
Start referring today
WhatsApp us to get your personal referral link set up. Takes under 5 minutes.
Chat with us on WhatsApp